A Realtor & A Mortgage Broker
Becoming a Homeowner Can be a Challenge
Did you know an underwriter can enter something incorrectly and turn you down the direct underwriting system? When you are qualified? Is the loan officer you picked qualified to combat this?
I Battle Underwriters Regularly!
Buying or refinancing a home is one of the most significant financial decisions people make in their lifetimes. I'm interviewing here for the position of assisting you with this very important transaction.
I started in this profession as a mortgage broker in 1993, working both conventional and government loans, and progressed to closing and funding loan transactions. I then supervised a mortgage branch office in St. Louis, and I later extended into the title industry as a branch manager.
This well-rounded experience in the industry led to mortgage company ownership in 1997, and I added a real estate broker license in 2000.
I have been helping clients achieve homeownership goals ever since. I have worked in this profession my entire career, and I wouldn't have it any other way. I love what I do!
When you are making your decision, not only should the person you choose be qualified to help you, they should have the motivation to help you succeed. I have a passion for this business despite the rough edges in the market.
I have built my business on referrals and have been blessed by years of client loyalty.
I'm careful not to take on too many clients at a time, so my service level can remain high.
I strive to go above and beyond to make each experience suitable for my clients.
I'm pleased to say that I have enjoyed stability during the challenging times we have experienced.
How I See It
I believe in a "big picture" approach in any home purchase transaction. This "big picture" philosophy involves gathering information about the client as they are today and their future goals and objectives with the transaction. Will the house you picked meet your long-term needs?
The mortgage loan and real estate property selected to go hand in hand in meeting those goals. This requires knowledge of each aspect of the transaction to maximize the benefit to the client.